Fairly recently I consolidated all my credit cards to one loan payment so that I didn't have any credit card debt. But that was before Christmas came (and went). By the time I was finished Christmas shopping I was $600+ in the whole on more than two of my cards. I don't know why I do this every year. So now I am going to have to figure out what to do about all this debt.

Many people go the compare credit cards in order to make an informed decision. One bad financial decision can ruin you for a long time. So it is wise to make sure that you know what you are doing before you get into something that you can't get out of.

The most common credit card decision has been the 0% balance transfer. While this is a good option, you need to make sure that the transfer fee isn't too high. You also need to make sure that you understand when the interest will change and what it will be. You could easily get stuck paying higher interest than you would like.

I know what I am going to do. What are you going to do with your credit cards?

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