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About Me


Name: Elleoz

From: Fort Mill, South Carolina, United States

I am 32 years old and have been married for 6 years. I had two children under 2 (hence the blog name), but now they are actually 3 and 2. Maybe it is time to change the blog name? Drama Queen is 3 and Wildman is 2 (15 months apart to be exact). I have a Bachelor's Degree on Criminal Justice from Applachian State University (Go Apps!) and have been at my current place of employment for going on 7 years.

My Complete Profile

Gotta Read Blogs
  • Whatever Blows My Skirt
  • Clusterfook
  • Apropos of Something
  • Pickleness
  • WouldaCouldaShoulda
  • Morphing Into Mama
  • Troll Baby
  • CPA Mom
  • True Wife Confessions
  • Hot House Mama
  • Mama? Mama Come Here!
  • Genuine
  • Unexplored Territory
  • Lil Duck Duck
  • Glamorous Redneck
  • Finding Yourself Despite Yourself
  • Cool Mom Picks
  • The Creative Soul
  • The Plumbutt Chronicles
  • Mommy The Maid

  • Terrific Tenants
  • My Life In The Kid Zoo
  • Finding Yourself Despite Yourself
  • Mama? Mama Come Here!
  • Mommy The Maid
  • Have A Great Rest Of Your Day
  • Its My Life...
  • Hot House Mama
  • Expressions of Love
  • Much More Than A Mom
  • Break In Sanity
  • I Want A Little Sugar...

  • What I Am Reading

    What I Am Listening To

    Friday, January 11, 2008
    What The F*@% Did I Just Do?
    All I can say is debt sucks!

    I sat down this morning to add up my monthly credit card/loan bills and the total made me cry! Due to my reckless abandon with the good ol' plastic, I am now into debt over my head to a whopping total of $24,000+!!! OMFG! I currently pay out over $660 a month just in minimum payments. This doesn't include house-hold contributions, car payment, child care, groceries, and gas. Holy Shit Batman!!!!

    Last week I received a letter from Bank of America for a Clean Sweep personal loan. After seeing the grand total above, I decided to give them a call. Based on the plethora of questions and promising them the fruit of my loins for the next 8 years, I qualified for $20,000. It isn't the entire amount, but I will be able to pay off the majority of it and a pay off the remaining debt I owe since is it significantly lower than what I am paying now.

    No more extras for me. Aldi's here I come. Packing my lunch will be an everyday occurrence. Goodbye morning stops for breakfast. And Wild Man...hate to be the one to inform you but you will be potty trained before the year is out if it freakin' kills me. Those pull ups are hella expensive!!

    Labels:


      posted at 1/11/2008 11:01:00 AM
      2 comments


    2 Comments:
    At Sunday, January 13, 2008 1:10:00 PM, Blogger EC said...

    I'm starting the Dave Ramsey's book - Total Money Makeover... you really should try it! My blogging friend has paid almost all her debt down by using it, and people swear by him. It is just putting into place the baby steps that will allow you to be debt free a lot sooner then if you do it on your own.

    Good luck Carrie!

     
    At Tuesday, January 15, 2008 9:35:00 AM, Blogger CPA Mom said...

    we owe more than that, if that makes you feel better!!

    having both kids potty trained does help a lot!

     

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