Friday, January 11, 2008
What The F*@% Did I Just Do?
All I can say is debt sucks!
I sat down this morning to add up my monthly credit card/loan bills and the total made me cry! Due to my reckless abandon with the good ol' plastic, I am now into debt over my head to a whopping total of $24,000+!!! OMFG! I currently pay out over $660 a month just in minimum payments. This doesn't include house-hold contributions, car payment, child care, groceries, and gas. Holy Shit Batman!!!!
Last week I received a letter from Bank of America for a Clean Sweep personal loan. After seeing the grand total above, I decided to give them a call. Based on the plethora of questions and promising them the fruit of my loins for the next 8 years, I qualified for $20,000. It isn't the entire amount, but I will be able to pay off the majority of it and a pay off the remaining debt I owe since is it significantly lower than what I am paying now.
No more extras for me. Aldi's here I come. Packing my lunch will be an everyday occurrence. Goodbye morning stops for breakfast. And Wild Man...hate to be the one to inform you but you will be potty trained before the year is out if it freakin' kills me. Those pull ups are hella expensive!!
I sat down this morning to add up my monthly credit card/loan bills and the total made me cry! Due to my reckless abandon with the good ol' plastic, I am now into debt over my head to a whopping total of $24,000+!!! OMFG! I currently pay out over $660 a month just in minimum payments. This doesn't include house-hold contributions, car payment, child care, groceries, and gas. Holy Shit Batman!!!!
Last week I received a letter from Bank of America for a Clean Sweep personal loan. After seeing the grand total above, I decided to give them a call. Based on the plethora of questions and promising them the fruit of my loins for the next 8 years, I qualified for $20,000. It isn't the entire amount, but I will be able to pay off the majority of it and a pay off the remaining debt I owe since is it significantly lower than what I am paying now.
No more extras for me. Aldi's here I come. Packing my lunch will be an everyday occurrence. Goodbye morning stops for breakfast. And Wild Man...hate to be the one to inform you but you will be potty trained before the year is out if it freakin' kills me. Those pull ups are hella expensive!!
Labels: Money Is The Root Of All Evil
2 Comments:
I'm starting the Dave Ramsey's book - Total Money Makeover... you really should try it! My blogging friend has paid almost all her debt down by using it, and people swear by him. It is just putting into place the baby steps that will allow you to be debt free a lot sooner then if you do it on your own.
Good luck Carrie!
we owe more than that, if that makes you feel better!!
having both kids potty trained does help a lot!
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